Free Group Health Insurance Practice Questions
Vermont Accident & Health exam (series 14-27) — 75 practice questions.
Subtopics: Continuation of coverage, Noncontributory plan, Conversion privilege, State continuation, Extension of benefits, Group termination, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. When an employee loses eligibility for group health coverage, continuation rules generally allow the person to:
Temporarily continue the group coverage by paying the premium
Continuation provisions let a qualified person keep group health coverage for a limited time by paying the required premium.
2. In a noncontributory group health plan, the premium is paid:
Entirely by the employer
In a noncontributory plan the employer pays the entire premium, and typically all eligible employees must be covered.
3. When an employee leaves a job with group health coverage, a conversion privilege generally lets the employee:
Convert to an individual policy without proving insurability
A conversion privilege lets a departing employee convert to an individual policy without evidence of insurability, usually within a set time.
4. Vermont's group continuation law lets a person who loses group major medical coverage after a qualifying event continue it for up to:
18 months
8 V.S.A. § 4047c(1) ends continuation 18 months after the date coverage would have terminated due to the qualifying event, or earlier for nonpayment, Medicare, other group coverage, or group termination.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
