Free Workers Compensation Practice Questions
Vermont Casualty exam (series 14-42) — 95 practice questions.
Subtopics: Vermont administration, Purpose, Exclusive remedy, Part One coverage, Employers liability, Experience modification, Premium basis, Premium calculation, Temporary total disability, Officer exclusions, Securing compensation, Uninsured employers, Deductible option, Stop-work orders, Failure to insure penalty, WC cancellation, WC nonrenewal, Employee contributions, Notice and claim, Temporary total benefits, Waiting period, Benefit cap, Temporary partial, Occupational disease, Excluded workers, Farm employment, Family members, Mental conditions, Administration fund, Premium fraud, Misclassification, Part One, Part Two, Part Three other states, Disability classifications, Medical benefits, Death benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Self-insurance, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. In Vermont, the workers' compensation system is administered primarily by the:
Vermont Department of Labor
Vermont's workers compensation law, 21 V.S.A. chapter 9, is administered by the Commissioner of Labor (Department of Labor). The Department of Financial Regulation regulates the insurers that write the coverage.
2. Workers' compensation insurance primarily provides:
Benefits for job-related injury, regardless of fault
Workers compensation pays statutory benefits (medical, wage replacement, rehabilitation, and death) for personal injury arising out of and in the course of employment, without regard to fault.
3. The 'exclusive remedy' concept in workers' compensation means that, in most cases, an injured employee:
Receives compensation benefits instead of suing
Under 21 V.S.A. § 622, the rights and remedies of the workers compensation law exclude all other rights and remedies of the employee against the employer for the injury.
4. Part One (Coverage A) of the workers' compensation policy pays:
Benefits required by the workers compensation law
Part One pays, promptly when due, the benefits the employer owes under the workers compensation law of the states listed on the Information Page. It has no dollar limit.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
