1. An open enrollment period in a group health plan is the time when eligible employees may:

Join or change coverage without proving insurability

During open enrollment, eligible employees may enroll in or change plans without evidence of insurability.

2. Vermont's group continuation law lets a person who loses group major medical coverage after a qualifying event continue it for up to:

18 months

8 V.S.A. § 4047c(1) ends continuation 18 months after the date coverage would have terminated due to the qualifying event, or earlier for nonpayment, Medicare, other group coverage, or group termination.

3. Under Vermont's group continuation law, the monthly contribution for continued coverage may not exceed what percentage of the group rate?

102%

8 V.S.A. § 4047b(b) provides contributions are due monthly in advance and may not be more than 102 percent of the group rate.

4. After receiving notice of a qualifying event, a person must elect Vermont state continuation in writing within:

60 days

8 V.S.A. § 4047b(a) requires written election within 60 days after receiving notice, with the initial contribution through the end of the month of election; the employer must give notice within 30 days of the event.