1. Commercial crime coverage for losses caused by employee theft is commonly called:

Employee theft coverage

The current ISO crime forms call this insuring agreement Employee Theft (formerly employee dishonesty or fidelity). It covers loss of money, securities, and other property from theft by employees.

2. Commercial crime 'money and securities' coverage protects against loss of cash by:

Theft, disappearance, or destruction

The money and securities insuring agreements cover loss of money and securities resulting directly from theft, disappearance, or destruction inside the premises or, under the outside-the-premises agreement, while in a messenger's care.

3. Computer and funds transfer fraud coverage in a crime policy addresses:

Fraudulent transfers of money or property

Computer and funds transfer fraud coverage pays for loss from fraudulent computer instructions or fraudulent instructions to a financial institution that transfer money, securities, or other property away from the insured.

4. Forgery or alteration coverage in a commercial crime policy applies to:

Forged or altered checks and similar instruments

Forgery or alteration coverage pays for loss from forgery or alteration of checks, drafts, promissory notes, and similar instruments drawn on the insured's accounts.