Free Commercial General Liability Practice Questions
Vermont Property & Casualty exam (series 14-31) — 63 practice questions.
Subtopics: Coverage A, Coverage B, Coverage C, Products-completed operations, Premises and operations, Occurrence trigger, Claims-made, General aggregate, Additional insured, Each occurrence limit, Occurrence vs claims-made, Limits of liability, Claims-made features, Damage to premises rented, Supplementary payments, Personal and advertising injury, Insured contract, Occurrence definition, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Coverage A of the Commercial General Liability (CGL) policy covers:
Bodily injury and property damage liability
CGL Coverage A pays sums the insured is legally obligated to pay as damages because of bodily injury or property damage caused by an occurrence. Employee injuries go to workers compensation, and the insured's own property needs property insurance.
2. Coverage B of the CGL policy responds to:
Personal and advertising injury, such as libel
Coverage B covers personal and advertising injury offenses such as libel, slander, false arrest, and wrongful eviction.
3. Coverage C of the CGL policy pays:
Medical expenses of others injured, without regard to fault
Coverage C pays medical expenses for bodily injury to others caused by an accident on the insured's premises or from its operations, regardless of fault. It does not pay for injury to the insured.
4. The products-completed operations hazard of a CGL policy covers liability arising from:
The insured's products or completed work
The products-completed operations hazard covers bodily injury and property damage that occur away from premises the insured owns or rents and arise from its product or completed work.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
