Free Individual Accident and Health Provisions Practice Questions
Washington Accident & Health exam — 112 practice questions.
Subtopics: Entire contract, Grace period, Reinstatement, Notice of claim, Proof of loss, Time payment of claims, Physical exam, Legal actions, Change of beneficiary, Free look, Standard provisions, Time limit on defenses, Claim forms, Time of payment, Facility of payment, Payment of claims, Accident definition, Probationary period, Preexisting conditions, Waiting periods, Misstatement of age or sex, Intoxicants provision, Optional provisions, Accidental death time limit, Time limit on certain defenses, Time of payment of claims, Physical exam and autopsy, Change of occupation, Misstatement of age, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Period of coverage, Standard and optional provisions, Cancellation, Mandatory vs. optional, Renewability, Riders, Eligible expenses, Deductibles, Subrogation, Exclusions, Benefit limits
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. The entire contract provision in a Washington health policy means:
The policy and attached application form the whole agreement
The entire contract provision states the policy plus any attached application constitute the entire agreement.
2. The grace period in an individual health policy allows the insured to:
Pay an overdue premium without losing coverage
The grace period gives the insured time after the due date to pay a premium and keep the policy in force.
3. After a lapsed Washington individual health policy is reinstated, coverage for sickness applies only to sickness that begins:
More than 10 days after reinstatement
RCW 48.20.072 covers accidents sustained after reinstatement and sickness beginning more than ten days after the reinstatement date.
4. The notice of claim provision requires the insured to notify the insurer of a loss:
Within 20 days, or as soon as reasonably possible
RCW 48.20.082 requires written notice within twenty days after a covered loss begins, or as soon thereafter as reasonably possible.
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
