Free Personal Automobile Policy Practice Questions
Washington Casualty exam — 111 practice questions.
Subtopics: Minimum liability limits, Financial responsibility, Proof of insurance, Mandatory insurance exceptions, Proof of financial responsibility, SR-22, Security after accidents, Auto cancellation, Auto nonrenewal, Policy term, Private passenger auto defined, Underwriting, Premium itemization, Installment payments, Assigned risk plan, Underinsured motorist, UIM rejection, UIM property damage, Phantom vehicle, UIM scope, Insurer insolvency, UIM and motorcycles, UIM purpose, PIP offer, PIP rejection, PIP minimum benefits, PIP higher limits, PIP medical benefits, PIP income continuation, PIP loss of services, PIP insureds, PIP exclusions, PIP claim standards, PIP scope, Total loss settlement, Unfair practices - vehicle, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Washington's minimum auto liability limits are:
$25,000 per person / $50,000 per accident bodily injury and $10,000 property damage
RCW 46.29.090 and RCW 46.30.020 set the minimum at 25/50/10.
2. Instead of a liability policy, a Washington driver may satisfy the mandatory insurance law with a liability bond from an authorized surety of at least:
$60,000
The OIC lists a liability bond of at least $60,000 filed by an authorized surety among the alternatives to a liability policy.
3. Under Washington's mandatory auto insurance law, self-insurance through the Department of Licensing is an option for an owner of:
26 or more vehicles
The OIC states a person may self-insure if they have 26 or more vehicles, through the Department of Licensing.
4. Which is NOT one of the ways a Washington driver may comply with the mandatory liability law?
A personal injury protection endorsement alone
RCW 46.30.020(1) allows a liability policy, self-insurance, a certificate of deposit, or a liability bond; PIP is first-party coverage and does not satisfy the liability requirement.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
