Free Workers Compensation Practice Questions
Washington Casualty exam — 80 practice questions.
Subtopics: Monopolistic state, Securing compensation, Self-insurance, Exclusive remedy, Excluded employments, Premiums, Premium reporting, Premium sharing, Time-loss benefits, Benefits, Penalties, Guaranty association, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, Medical benefits, Death benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Occupational disease, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Waiting period, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. A Washington employer asks a producer for a quote on standard workers' compensation from a private insurer. The producer should explain that:
Washington does not allow private coverage; use L&I or self-insure
L&I states Washington does not allow private workers' compensation coverage; employers buy from L&I or become certified self-insured employers.
2. Every Washington employer covered by Title 51 must secure payment of workers' compensation by:
Insuring with the state fund or qualifying as a self-insurer
RCW 51.14.010 gives two options: insuring with the state fund or qualifying as a self-insurer.
3. To qualify as a self-insurer for Washington workers' compensation, an employer must show the L&I director that it has:
Sufficient financial ability to promptly pay all compensation
RCW 51.14.020(1) requires the employer to establish to the director's satisfaction sufficient financial ability to make certain prompt payment of all compensation and assessments.
4. When L&I requires a Washington self-insurer to post security, the amount may in no event be less than:
$100,000
RCW 51.14.020(2)(a) requires security not less than the employer's normal expected annual claim liabilities and in no event less than $100,000.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
