Free Personal Automobile Policy Practice Questions
Washington Property & Casualty exam — 94 practice questions.
Subtopics: Financial responsibility system, Minimum limits, Bodily injury per person, Property damage limit, Uninsured motorist, UIM property damage, UM/UIM offer, PIP coverage, PIP benefits, Collision coverage, Financial responsibility, Proof of insurance, Proof of financial responsibility, SR-22, Auto cancellation, Auto nonrenewal, Private passenger auto defined, Underwriting, Installment payments, Assigned risk plan, Underinsured motorist, UIM rejection, Phantom vehicle, UIM scope, Insurer insolvency, PIP offer, PIP minimum benefits, PIP higher limits, PIP medical benefits, PIP income continuation, PIP insureds, PIP exclusions, PIP claim standards, PIP arbitration, Total loss settlement, Unfair practices - vehicle, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Other than collision, Transportation expenses, Towing and labor, Newly acquired autos, Definitions, Supplementary payments, Liability exclusions, Uninsured motorists, Physical damage exclusions, Duties after loss, Policy territory, Termination, Residual market
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Washington's approach to auto liability is best described as:
An at-fault (tort) system with financial responsibility requirements
Washington uses an at-fault (tort) system and requires drivers to meet financial responsibility (liability) requirements.
2. Washington's minimum auto liability limits (bodily injury per person / per accident / property damage) are:
25/50/10
RCW 46.29.090 and RCW 46.30.020 require at least $25,000 per person and $50,000 per accident for bodily injury and $10,000 for property damage.
3. In the 25/50/10 limits, the $25,000 figure represents coverage for:
Bodily injury to one person per accident
The first number is the bodily injury limit per person, here $25,000 for one person in any one accident.
4. In Washington's 25/50/10 minimums, the $10,000 applies to:
Property damage of others per accident
The third number is the minimum property damage liability limit, $10,000 per accident in Washington.
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Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
