Free Commercial Automobile Policy Practice Questions
West Virginia Casualty exam — 48 practice questions.
Subtopics: Small commercial auto rates, Commercial auto UM, Business auto coverage, Covered auto symbols, Hired autos, Non-owned autos, MCS-90 form, Lessor additional insured, Drive other car, Mobile equipment, Physical damage commercial, Symbol 2 owned autos, Symbol 7 specified autos, Symbol 8 hired autos, Garagekeepers, Who is an insured, Trailer coverage, Auto pollution exclusion, Rental reimbursement, Motor truck cargo, Newly acquired autos, Supplementary payments, Liability exclusions, Physical damage, Coverage territory, Other insurance, Individual named insured, Employees as insureds, Hired auto physical damage, Business auto duties, Business auto vs PAP
Read the Commercial Automobile Policy study guide
Sample questions & answers
1. Which commercial auto coverage must still have its rates filed in West Virginia even though many commercial lines are exempt?
Nonfleet commercial auto liability on four or fewer vehicles
W. Va. Code 33-20-4(a)(4)(C) keeps rate filing for nonfleet commercial automobile liability policies covering four or fewer vehicles.
2. A business buys a commercial auto liability policy on trucks titled in West Virginia. Uninsured motorist coverage on that policy is:
Required, just as on a personal auto policy
W. Va. Code 33-6-31(b) applies to any policy of bodily injury or property damage liability insurance on a motor vehicle, not only personal auto policies.
3. The Business Auto Coverage Form provides a business with:
Liability and physical damage coverage for autos used in the business
The Business Auto Coverage Form (BACF) provides auto liability and physical damage coverage for a business's vehicles.
4. In the business auto form, covered auto symbol 1 designates:
Any auto, the broadest liability designation
Symbol 1 (any auto) is the broadest covered-auto designation and is commonly used for liability coverage.
Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
