Free Workers Compensation Practice Questions
West Virginia Casualty exam — 82 practice questions.
Subtopics: Private market, Former system, Ways to provide coverage, Sale through agents, Workplace notice, WC cancellation notice, WC nonrenewal notice, WC nonpayment cancellation, Carrier notices to the Commissioner, Employers not required to insure, Casual employers, Agricultural employers, Owner exclusions, LLC member exclusions, Exclusive remedy, Defaulted employers, Workers comp as casualty, Mandatory employers, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, Medical benefits, Death benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Occupational disease, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Self-insurance, Waiting period, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. West Virginia opened its workers' compensation insurance to a private, competitive market on:
July 1, 2008
W. Va. Code 23-2C-1(c) records that the employers' mutual began January 1, 2006 and the state opened to a private, competitive market on July 1, 2008.
2. Before reform, West Virginia workers' compensation was provided through:
A state-run monopolistic system
W. Va. Code 23-2C-1(a) describes the funding crisis in the state-run monopolistic workers' compensation system that led to the employers' mutual and later the private market.
3. A West Virginia employer can meet its workers' compensation obligation by buying from a licensed private carrier or by:
Self-insuring, if it qualifies and is permitted
W. Va. Code 23-2C-15(a) allows coverage from a licensed private carrier or self-insurance where the employer meets all requirements and is permitted.
4. Private carriers that market workers' compensation insurance in West Virginia through licensed agents are:
Subject to all applicable provisions of Chapter 33
W. Va. Code 23-2C-15(a) permits sales through licensed agents and subjects carriers so marketing to Chapter 33.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
