Free West Virginia Life Exam Practice Test

The West Virginia Life producer exam is given by Pearson VUE (exam InsWV-Life01) and covers general insurance concepts, life policies, and West Virginia insurance law and regulation.

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78

Scored items (approx.)

120 min

Time limit

70

Passing score (scaled)

869

Practice questions

Topics covered on the Life exam

Insurance Regulation

196 practice questions · Regulator structure, Commissioner selection, Governing statute, License requirement, …

General Insurance Concepts

81 practice questions · Insurable interest, Utmost good faith, Adhesion, Aleatory, …

Life Insurance Basics

143 practice questions · Group life, Human life value, Needs approach, Stranger-originated, …

Types of Life Insurance Policies

112 practice questions · Term insurance, Whole life, Universal life, Variable life licensing, …

Life Policy Provisions Options and Riders

158 practice questions · Replacement, Free look, Beneficiaries, Accelerated benefits, …

Annuities

100 practice questions · Accumulation phase, Life only option, Annuitant, Fixed annuity, …

Federal Tax Considerations

79 practice questions · Death benefit taxation, Modified endowment contract, Tax deferral, 1035 exchange, …

Practice Test: Life

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.