Free Commercial General Liability Practice Questions
West Virginia Property & Casualty exam — 60 practice questions.
Subtopics: Commercial general liability, Claims-made, Products liability, Personal and advertising injury, Aggregate limit, Additional insured, Contractual liability, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A commercial general liability (CGL) policy primarily covers the insured's:
Legal liability for bodily injury and property damage to third parties
The CGL covers the insured's legal liability for third-party bodily injury and property damage arising from its premises, operations, and products.
2. A claims-made liability policy generally covers claims that are:
First made during the policy period (subject to any retroactive date)
A claims-made policy responds to claims first made during the policy period, subject to the retroactive date and any extended reporting period.
3. The products-completed operations hazard in a CGL covers bodily injury or property damage arising from:
The insured's products or completed work after they leave the insured's possession
This hazard covers injury or damage caused by the insured's products or completed work away from the insured's premises after work is finished.
4. Coverage B of the CGL (personal and advertising injury) responds to offenses such as:
Libel, slander, and certain advertising offenses
Coverage B insures offenses such as libel, slander, false arrest, and certain advertising injuries, separate from bodily injury.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
