Free Accident and Health Insurance Basics Practice Questions
Wyoming Accident & Health exam — 81 practice questions.
Subtopics: Family policies, Policy form requirements, Disabled dependent children, Newborn coverage, Adopted children, Coverage of children, Advertising, Accidental injury, Sickness defined, Disability income benefit, Medical expense benefit, AD&D, Hospital indemnity, Critical illness, Limited policies, Self-inflicted exclusion, War exclusion, Cosmetic exclusion, Workers comp overlap, Field underwriting, Sources of information, Substandard risk, Statement of good health, Long-term care expense, Prescription benefit, Accidental means test, Total disability defined, Partial disability defined, Principal sum, Capital sum, Travel accident insurance, Accident-only policy, Blanket health insurance, Franchise health insurance, Medical Information Bureau, Attending Physician Statement, Preferred risk classification, Impairment exclusion rider, Basic hospital expense coverage, Basic surgical expense coverage, Basic physicians expense coverage, Surgical schedule, First-dollar coverage, Classes of policies, Types of losses, Exclusions, Premium receipts, Policy delivery, Disclosure, Underwriting sources, Risk classification, Replacement, Producer liability, Group vs. individual, Employee association
Read the Accident and Health Insurance Basics study guide
Sample questions & answers
1. When a Wyoming individual health policy covers family members, the children covered may be limited to those under a specified age that does not exceed:
19
A family policy may insure the spouse, dependent children, or children under a specified age not exceeding 19, and other dependents.
2. The printed text of an individual health insurance policy delivered in Wyoming must be in type no smaller than:
10 point
Text must be plainly printed in light-faced type of uniform size not less than ten point.
3. A covered child reaches the limiting age of a Wyoming family health policy but is incapable of self-sustaining employment due to a disability and is chiefly dependent on the insured. Coverage continues if proof is given within:
31 days of reaching the limiting age
Coverage does not end at the limiting age for a child who is incapacitated and chiefly dependent, if proof is furnished within 31 days of reaching that age.
4. A Wyoming health policy that covers family members must cover a newborn child of the insured:
From the moment of birth
Benefits for children are automatically payable for a newborn of the insured from the moment of birth, including congenital defects and birth abnormalities.
Practice: Accident and Health Insurance Basics
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
