Free Group Health Insurance Practice Questions
Wyoming Accident & Health exam — 80 practice questions.
Subtopics: Eligible groups, Payable benefits, State continuation, Conversion, Small employer, Master contract, Certificate of coverage, Noncontributory plan, Contributory plan, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. To be issued group disability (health) insurance in Wyoming, an association must have at least how many persons eligible for insurance when the policy is first issued?
50
An association group must have a minimum of 50 persons eligible at issue, bylaws providing for at least annual meetings, and member voting rights.
2. If employees pay no part of the premium for a Wyoming employer group health policy, the policy must insure:
All eligible employees except those who reject coverage in writing
When the insured employee pays no part of the premium, the policy must insure all eligible employees except those who reject coverage in writing.
3. Under a Wyoming group disability policy, benefits for hospital or medical services may be paid directly to the provider:
At the insurer's option, unless the insured requests otherwise in writing
The policy may provide that hospital, nursing, medical or surgical benefits are paid directly to the provider at the insurer's option, unless the insured requests otherwise in writing by the time proof of loss is filed.
4. Under Wyoming's state continuation law for non-COBRA group health plans, an employee qualifies for continuation only if continuously insured under the group plan for at least:
Three months before coverage ends
Continuation is available only to an employee or member continuously insured during the entire three-month period ending with termination of eligibility.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
