Free Individual Accident and Health Provisions Practice Questions
Wyoming Accident & Health exam — 109 practice questions.
Subtopics: Entire contract, Grace period, Reinstatement, Notice of claim, Claim forms, Proof of loss, Time of payment of claims, Physical exam and autopsy, Legal actions, Change of beneficiary, Misstatement of age, Insuring clause, Free look, Probationary period, Pre-existing condition, Coordination of benefits, Time limit on certain defenses, Renewability, Age limit, Payment of claims, Change of occupation, Illegal occupation, Intoxicants and narcotics, Conformity with statutes, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Cancellation provision, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions, Time of payment, Physical exam, Cancellation, Mandatory vs. optional, Riders, Eligible expenses, Deductibles, Subrogation, Exclusions, Benefit limits
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. Under a health policy's entire contract provision, a change to the contract is valid only when it is:
Approved by an executive officer of the insurer
Changes to a health contract are valid only when approved by an officer of the insurer; agents cannot alter the contract.
2. The grace period provision in an individual health policy allows:
An overdue premium to be paid without loss of coverage
During the grace period an overdue premium may be paid and the policy continues in force without lapsing.
3. When a lapsed individual health policy is reinstated, coverage for a sickness generally:
Begins after a stated number of days, such as ten
On reinstatement, losses from accidents are usually covered immediately, but sickness is typically covered only after about ten days.
4. Under Wyoming's required notice of claim provision, written notice of a covered health loss must be given within:
60 days, or as soon as reasonably possible
Wyoming's statutory notice of claim provision requires written notice within 60 days after the loss occurs or begins, or as soon thereafter as is reasonably possible.
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
