1. If an employer that pays part of a group life premium fails to pay its routine share, Wyoming requires the employer to notify covered employees within:

30 days of the failure to pay

The employer or trustee must notify the employee or beneficiary, electronically or in writing, within 30 days of failing to pay its routinely paid portion of the premium.

2. An employee whose Wyoming group life coverage ends because employment terminates may convert to an individual policy without evidence of insurability by applying and paying the first premium within:

31 days after termination

The insurer must offer an individual policy without evidence of insurability if application and first premium are made within 31 days after termination.

3. When a Wyoming group life policy itself terminates, an insured person has a conversion right only if insured under it for at least:

Three years before the termination date

On termination of the group policy, persons insured for at least three years before the termination date may convert, less any group coverage available within 31 days.

4. A terminated employee dies during the Wyoming group life conversion period before applying for an individual policy. The result is:

The convertible amount is payable as a group claim

If a person dies during the conversion period before the individual policy is effective, the amount that could have been converted is payable as a claim under the group policy.