Free Personal Auto Policy Practice Questions
Wyoming Personal Lines exam — 165 practice questions.
Subtopics: Part A liability, Part B medical, Uninsured motorist, Part D damage, Collision vs comprehensive, Deductible, Split limits, Per person limit, Towing and labor, Rental reimbursement, Insured definition, Intentional loss, Financial responsibility, Loan/lease gap, Tort liability, Deductible in subrogation, Deductible partial recovery, Minimum limits, How long proof is kept, Certified policy cancellation, Owner policy permissive users, Policy territory, Absolute liability, Binder meets requirement, No-insurance penalty, Second offense plates, Producing proof, Named driver exclusion, UM required, UM limits, UM covers, UM rejection at renewal, Insolvent insurer as uninsured, Hit-and-run contact, UM consent to sue, UM arbitration, UM and workers comp, Auto cancellation reasons, Auto cancellation notice, Auto nonpayment notice, Auto nonrenewal notice, Assigned risk notice, Assigned risk policies, New auto policy, Ranch pickup, Deductible change, Replacement policy, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Medical payments, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. In the Personal Auto Policy, Part A provides:
Liability for BI and PD to others
Part A, Liability Coverage, pays for bodily injury and property damage the insured becomes legally responsible for.
2. Part B of the Personal Auto Policy generally pays:
Medical expenses of insureds in an accident
Part B, Medical Payments, covers reasonable medical expenses for the insured and occupants injured in a covered auto accident.
3. Uninsured motorist coverage under Part C primarily protects the insured when:
An at-fault driver has no liability insurance
Uninsured motorist coverage pays the insured for injuries caused by an at-fault driver who has no liability insurance.
4. Coverage for direct physical damage to the insured's own auto is found in:
Part D, Damage to Your Auto
Part D covers direct and accidental physical damage to the insured's covered auto, including collision and other-than-collision.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
