What it was

CA 00 10 was ISO's stand-alone physical damage form, used when an insured wanted comprehensive, specified causes of loss or collision on autos without buying liability on the same policy (for example, a lender or an owner whose liability was insured elsewhere). Its last edition was 03 06.

Status

ISO withdrew CA 00 10 03 06 in its 2010 multistate revision. In the 2013 editions of ISO commercial auto endorsements the Business Auto Physical Damage Coverage Form is struck from the list of forms each endorsement modifies. The motor carrier form is CA 00 20, not CA 00 10.

Selling notes

  • Physical damage-only needs are now handled under the Business Auto Coverage Form CA 00 01 by showing physical damage coverages (with the appropriate symbols) and no liability symbol, or under the motor carrier or auto dealers forms.
  • Lenders protecting their own collateral interest use the Single Interest Automobile Physical Damage policies CA 26 01 and CA 26 02 instead.