1. Forms
  2. CA
  3. CA-23-30

What it does

CA 23 30 was introduced in the 2013 revision as an endorsement to the Business Auto Coverage Form only. It equips the business auto form for "motor carrier" operations without moving the account to the Motor Carrier Coverage Form. In its 10 13 edition it:

ISO's 2026 multistate forms revision (CA-2026-OFR26) introduces a 09 27 edition of this form, approved for policies effective on or after September 1, 2027 in states where it has been adopted; the prior edition remains in use until then and in states that have not adopted the revision.

  • Replaces the declarations' liability cost of hire provisions, for autos used in the insured's motor carrier operations, with a schedule of primary and excess hired auto coverage rated on cost of hire. Cost of hire includes the cost of hiring autos (including trailers and semitrailers), the pay of operators and helpers of hired autos, and other operating costs such as repair, maintenance and fuel.
  • Provides a schedule for rating covered autos liability and auto medical payments on gross receipts (per $100) or mileage, with a definition of gross receipts and listed exclusions such as amounts paid to other carriers operating under their own permits.
  • Adds a schedule of trailer interchange coverage (comprehensive, specified causes of loss and collision, each at the least of actual cash value, cost of repair or the stated limit, less a deductible per trailer).

The current multistate edition is 12 23; several states have their own versions (for example Washington CA 05 29, Virginia CA 23 07 and Minnesota CA 23 40, all 12 23).

Who needs it

Trucking and hauling risks that the insurer prefers to write on CA 00 01. The Massachusetts residual market, for instance, writes truckers and motor carriers on the business auto form with CA 23 30.

Quoting notes

Get estimated annual cost of hire split between primary and excess, gross receipts or mileage if used as the premium basis, and trailer interchange values. For fire or fire and theft only on interchanged trailers, use CA 23 13 instead of the interchange schedule here.