1. Forms
  2. CA
  3. CA-23-87

What it does

CA 23 87 combines the two limitations of its sister forms: it excludes only terrorism involving nuclear, biological or chemical materials (like CA 23 85), and only for coverage above the minimum limits required by compulsory or financial responsibility laws (like CA 23 86). Coverage up to statutory minimums, and coverage for conventional terrorism, is unaffected.

Where it is used

States that require coverage up to statutory limits regardless of a terrorism exclusion. The 10 13 edition is used in Connecticut, Kansas, Kentucky, New Jersey, Oklahoma and Oregon, and the 01 06 edition in Hawaii.

Selling notes

  • It is the most coverage-friendly of the four ISO auto terrorism exclusions.
  • Look at the endorsement schedule on the policy to know which of CA 23 84, 23 85, 23 86 or 23 87 is attached; each produces a different result after a terrorism event.