What it does
CP 00 10 lists outdoor radio and television antennas, including satellite dishes, and their lead-in wiring, masts or towers as Property Not Covered while outside buildings. The only exception is the small Outdoor Property extension, which covers named perils only. CP 14 50 takes the antennas described in its Schedule out of Property Not Covered and adds them to Covered Property, so they are insured under the policy's limits and Causes of Loss form.
Who needs it
- Radio and television broadcasters and tower owners.
- Businesses with valuable satellite or microwave equipment on their buildings.
- Owners who lease rooftop space and have agreed to insure antenna installations.
Quoting and selling notes
- Get replacement values, heights and construction for each tower or antenna. Wind and ice exposure drives underwriting.
- To cover lost income when an antenna is damaged, add CP 15 50, which removes the business income special exclusion for antennas.
- Forms lists show 10 00 as the current edition for all states.
