What it does

CR 35 13 removes the locations listed in its schedule from coverage, typically used for a location with poor protection or loss history.

Who needs it

Multi-location insureds where one site is uninsurable for crime.

How it fits the policy

An exclusion endorsement narrows the base form; it is listed among the endorsements forming part of the policy on the declarations. Because exclusions are often attached by the underwriter rather than requested, check the forms schedule on every quote and renewal and explain any added exclusion to the insured. ISO's forms index lists the current edition for 52 jurisdictions.

Quoting and selling notes

• Note the excluded locations on the proposal; CR 35 14 is the softer alternative.

Related forms

See CR 35 14, CR 35 01.