What it does
FP 10 14 removes theft, including attempted theft and disappearance where theft is likely, for the property types at the insured locations shown. Looting during a riot and damage to buildings from burglars breaking in or out remain covered.
Who needs it
Carriers use it for property at remote locations or property types with poor theft experience.
Quoting and selling notes
Ask the insured whether the excluded property could be secured or insured elsewhere. Wording reviewed: 01 98 edition.
How it fits the farm policy
A farm program endorsement changes only the coverage forms named in its "this endorsement modifies" list. Everything else in the Farm Coverage Part keeps working as written: the FP 00 90 additional coverages, conditions and definitions, the causes of loss selected from FP 10 60, and the farm liability forms. When presenting a quote, list each farm endorsement with its schedule entries (insured location, building or item, limit, deductible) so the insured can see exactly where the base coverage was broadened or narrowed.
