What it does

Modifies the theft limits that apply to personal property, as scheduled in the endorsement.

Who needs it

Insureds with theft exposures above the base limits.

Quoting and selling notes

  • Check the specific limits filed by the carrier; the ISO list shows the 03 22 edition in about 30 states.

Editions and availability

Editions in use and where they apply: 03 22 (31 jurisdictions); 02 17 (8 jurisdictions: AL, CA, GA, HI, LA, NC, TX, VI).

Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.

Related forms

HO 04 65.