What it does
Raises the Coverage A–D limits by the percentage shown, prorated during the policy period, to help keep insurance to value.
Who needs it
Any homeowner; often attached by default.
Quoting and selling notes
- It is not a substitute for updating the replacement cost estimate at renewal.
Editions and availability
Editions in use and where they apply: 03 22 (40 jurisdictions); 10 00 (12 jurisdictions: AL, CA, CT, FL, GA, HI, LA, NC, PR, TX, VI, WA).
Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.
