What it does
Adds coverage for death of eligible livestock caused by collision, as defined in the endorsement.
Who needs it
Rural homeowners and hobby farms with horses or cattle near roads.
Quoting and selling notes
- Larger farm operations belong on a farm program; pair with HO 24 72 or HO 24 73 for farming liability.
Editions and availability
Editions in use and where they apply: 03 22 (42 jurisdictions); 05 11 (10 jurisdictions: AL, CA, CT, FL, GA, HI, LA, TX, VI, WA); 10 00 (1 jurisdiction: PR).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
