What it does
Raises the percentage of Coverage A available for code-upgrade costs, demolition of undamaged parts and similar expenses required by ordinance or law.
Who needs it
Older homes and areas with stricter current building codes.
Quoting and selling notes
- Ask about the age of wiring, plumbing and roof and about local code requirements.
Editions and availability
Editions in use and where they apply: 03 22 (41 jurisdictions); 10 00 (11 jurisdictions: AL, CA, CT, FL, GA, HI, LA, NC, PR, TX, VI).
Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.
