What it does
Extends the home business products coverage to scheduled vendors distributing the insured's products.
Who needs it
Home businesses that sell products through retailers who require additional insured status.
Quoting and selling notes
- Commercial counterpart is CG 20 15.
Editions and availability
Editions in use and where they apply: 03 22 (40 jurisdictions); 10 00 (9 jurisdictions: AL, CA, CT, FL, GA, HI, NC, TX, VI).
A homeowners policy is not built for commercial exposures. Workers compensation for employees, business auto, professional liability and larger product or premises exposures need commercial policies; use homeowners endorsements only for incidental activity and move growing businesses to a BOP or CGL program.
