What it does
Schedules owned snowmobiles for personal liability and medical payments coverage away from the insured location.
Who needs it
Owners of recreational snowmobiles.
Quoting and selling notes
- Physical damage requires a separate policy; commercial use (rentals, guiding) is not covered.
- List every owned snowmobile; unlisted machines fall back under the motor vehicle exclusion.
Editions and availability
Editions in use and where they apply: 03 22 (31 jurisdictions); 10 00 (6 jurisdictions: AL, CA, FL, LA, TX, VI).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
