What it does
Applies an aircraft-related exclusion to the personal injury coverage provided by endorsement.
Who needs it
Homeowners with personal injury coverage, including those who operate drones or model aircraft.
Quoting and selling notes
- Commercial drone use is a business exposure; place it on an aviation or drone policy.
Editions and availability
Editions in use and where they apply: 03 22 (34 jurisdictions); 02 17 (5 jurisdictions: AL, CA, GA, HI, VI).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
