What it does
Raises the daily and maximum limits for temporary transportation expenses after a covered loss to your auto.
Who needs it
Insureds who need a rental car for longer or at higher daily cost, including sole proprietors who rely on one vehicle for work.
Quoting and selling notes
- The basic PAP amount was increased in the 09 18 edition.
How PAP endorsements attach
PAP endorsements modify PP 00 01 and are listed on the declarations (PP DS 01). In the 2018 revision ISO also made editorial changes across the multistate endorsements, including a statement that schedule information not shown on the endorsement will be shown in the declarations, so check the declarations page for limits, vehicles and named persons.
Editions and availability
Current edition 09 18, replacing 06 98. State adoption varies; many states use state-specific versions of the PAP endorsements.
