What it does
Provides Part D coverage for scheduled trailers or camper bodies subject to a maximum limit; ISO characterized the 09 18 mold exclusion as a reduction in coverage.
Who needs it
Owners of utility trailers, camper bodies and travel trailers.
Quoting and selling notes
- Business trailers used to haul equipment for a trade are better on commercial auto.
How PAP endorsements attach
PAP endorsements modify PP 00 01 and are listed on the declarations (PP DS 01). In the 2018 revision ISO also made editorial changes across the multistate endorsements, including a statement that schedule information not shown on the endorsement will be shown in the declarations, so check the declarations page for limits, vehicles and named persons.
Editions and availability
Current edition 09 18, replacing 01 05, 06 98. State adoption varies; many states use state-specific versions of the PAP endorsements.
