Free Group Health Insurance Practice Questions
Arizona Accident & Health exam (series 13-32) — 79 practice questions.
Subtopics: Master contract, Certificate of coverage, Experience rating, Continuation of coverage, Coordination of benefits, Conversion privilege, State continuation, COBRA, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance, the master contract is held by:
The employer or group sponsor
The sponsor holds the master policy; members receive certificates.
2. Members of a group health plan receive evidence of their coverage in the form of a:
Certificate of coverage
Members receive certificates; the sponsor holds the master policy.
3. Experience rating in group health insurance means premiums are based primarily on:
The group's own claims history
Experience rating uses the group's actual claims experience.
4. Arizona's state continuation law for group health coverage applies to employers with:
At least 1 but fewer than 20 employees
A.R.S. 20-2330 applies to small employers averaging at least one but fewer than twenty eligible employees; larger employers are generally subject to federal COBRA.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
