Free Colorado Life, Accident & Health Exam Practice Test

Colorado does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life (01) and A&H (02) exams). This practice test combines the life, accident & health topics with Colorado insurance law so you can prepare for the exams you will actually take.

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Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

176 practice questions · Consumer complaints, Licensing exam, Lines of authority, CE noncompliance, …

General Insurance Concepts

61 practice questions · Unilateral contract, Conditional contract, Waiver and estoppel, Materiality, …

Life Accident and Health Insurance Basics

116 practice questions · Insurable interest in another, Risk pooling, Pure vs speculative risk, Mortality table, …

Types of Life Insurance Policies

63 practice questions · Group life eligibility, Group life grace period, Group life conversion, Group life incontestability, …

Life Policy Provisions Options and Riders

116 practice questions · Ownership rights, Collateral assignment, Spendthrift clause, Suicide clause, …

Annuities

67 practice questions · Deferred annuity, Flexible premium, Surrender charge, Annuitant, …

Individual Accident and Health Provisions

77 practice questions · Noncancelable, Conditionally renewable, Cancelable, Misstatement of age, …

Disability Income Insurance

35 practice questions · Disability income preexisting, Disability and Social Security, Purpose, Elimination period, …

Medical Plans

75 practice questions · EPO, Gatekeeper, Capitation, Basic vs major medical, …

Group Health Insurance

49 practice questions · Group appeals, State continuation, Small employer definition, Eligible employee, …

Dental Insurance

14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …

Senior and Special Needs

104 practice questions · Medicare eligibility, Part A premium, LTC inflation protection, LTC elimination period, …

Federal Tax Considerations

44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.