Free Group Health Insurance Practice Questions
Colorado Life, Accident & Health exam — 49 practice questions.
Subtopics: Group appeals, State continuation, Small employer definition, Eligible employee, Participation requirements, Small group waiting period, Small group guaranteed issue, Small group surcharge, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Colorado requires group health plans to give individuals an appeal of an adverse determination that includes:
A two-level internal review, the second level voluntary, then external review if allowed
C.R.S. 10-16-113 requires a two-level internal review followed by the right to request external review; the individual may choose whether to use the voluntary second level.
2. Colorado's state continuation law lets an eligible terminated employee continue group health coverage for up to:
18 months
C.R.S. 10-16-108(1)(e)(I) allows continuation for eighteen months after loss of coverage or until the person becomes eligible for other group coverage, whichever occurs first.
3. To be eligible for Colorado state continuation, an employee must have been continuously covered under the group plan (or a plan it replaced) for at least:
Six months before termination
C.R.S. 10-16-108(1)(b)(III) requires continuous coverage for at least six months immediately before termination.
4. Under Colorado's continuation law, a terminated employee who received timely notice must elect continuation and pay no later than:
30 days after the date employment terminated
C.R.S. 10-16-108(1)(e)(III) bars submitting the election or payment more than thirty days after termination unless the employer failed to give timely notice.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
