Free Florida Personal Lines (20-44) Exam Practice Test
Series 20-44 — The Florida Personal Lines exam (20-44) covers personal property and casualty insurance: dwelling and homeowners policies, the personal auto policy, personal umbrella and flood, and Florida insurance law.
100
Scored items (approx.)
120 min
Time limit
70%
Passing score
815
Practice questions
Topics covered on the Personal Lines (20-44) exam
Insurance Regulation
126 practice questions · Continuing education, Law and ethics update, Licensing authority, Regulator of insurers, …
General Insurance Concepts
66 practice questions · Pure vs speculative risk, Hazard, Peril, Moral hazard, …
Property Casualty Basics
158 practice questions · Claims acknowledgment, Pay or deny deadline, Homeowner claims bill of rights, Nonrenewal notice, …
Dwelling Policy
78 practice questions · Purpose, No liability, DP-1 basic form, DP-3 special form, …
Homeowners Policy
173 practice questions · Hurricane deductible, Hurricane deductible application, Catastrophic ground cover collapse, Hurricane deductible disclosure, …
Personal Auto Policy
149 practice questions · PIP requirement, PIP death benefit, Property damage liability, No-fault threshold, …
Other Personal Lines
65 practice questions · Leaving NFIP notice, Citizens value cap, Citizens flood requirement, Citizens flood in SFHA, …
Practice Test: Personal Lines (20-44)
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
