Free Florida Personal Lines (20-44) Exam Practice Test
Series 20-44 — The Florida Personal Lines exam (20-44) covers personal property and casualty insurance: dwelling and homeowners policies, the personal auto policy, personal umbrella and flood, and Florida insurance law.
100
Scored items (approx.)
120 min
Time limit
70%
Passing score
380
Practice questions
Topics covered on the Personal Lines (20-44) exam
Insurance Regulation
52 practice questions · Continuing education, Law and ethics update, Licensing authority, Regulator of insurers, …
General Insurance Concepts
52 practice questions · Pure vs speculative risk, Hazard, Peril, Moral hazard, …
Property Casualty Basics
109 practice questions · Hurricane deductible, Hurricane deductible application, Catastrophic ground cover collapse, Claims acknowledgment, …
Dwelling Policy
36 practice questions · Purpose, No liability, DP-1 basic form, DP-3 special form, …
Homeowners Policy
61 practice questions · HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, …
Personal Auto Policy
54 practice questions · PIP requirement, PIP death benefit, Property damage liability, No-fault threshold, …
Other Personal Lines
16 practice questions · Personal umbrella, Umbrella underlying limits, Flood insurance NFIP, Flood waiting period, …
Practice Test: Personal Lines (20-44)
Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
