Free Personal Auto Policy Practice Questions
Florida Personal Lines (20-44) exam (series 20-44) — 149 practice questions.
Subtopics: PIP requirement, PIP death benefit, Property damage liability, No-fault threshold, Financial responsibility BI limits, FAJUA, Comparative negligence, Proof of insurance, Penalty for lapse, PIP medical percentage, PIP disability percentage, Emergency medical condition, Fourteen-day rule, Uninsured motorist offer, Stacking, Cancellation for nonpayment, Proof of financial responsibility, Bodily injury liability, FAJUA placement notice, PIP deductibles, PIP deductible who, Tort threshold, PIP definition of motor vehicle, Motorcycle helmet coverage, DUI financial responsibility, Combined single limit option, Auto cancellation grounds, Auto cancellation notice, Auto nonrenewal notice, UM rejection, PIP pedestrians, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Financial responsibility, Medical payments, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, UM arbitration, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. A Florida private passenger auto policy must include personal injury protection (PIP) of at least:
10000 dollars
Florida's no-fault law requires 10000 dollars of PIP medical and disability benefits.
2. Florida PIP coverage includes a death benefit of:
5000 dollars
Florida PIP includes a 5000 dollar death benefit in addition to medical and disability benefits.
3. To register a private passenger vehicle in Florida, the owner must carry property damage liability of at least:
10000 dollars
Florida requires 10000 dollars of property damage liability plus 10000 dollars of PIP to register a private passenger vehicle.
4. Under Florida's no-fault law, an injured person may sue for pain and suffering only if the injury meets:
A statutory serious-injury threshold
Recovery of non-economic damages is limited unless the injury meets the statutory serious-injury threshold under the no-fault law.
All Personal Lines (20-44) topics
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
