Free Iowa Life, Accident & Health Exam Practice Test
Iowa does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life (12-IA-01) and A&H (12-IA-02) exams). This practice test combines the life, accident & health topics with Iowa insurance law so you can prepare for the exams you will actually take.
882
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
138 practice questions · Certificate of authority, Domestic insurer, Foreign insurer, Alien insurer, …
General Insurance Concepts
61 practice questions · Stock insurer, Reinsurance, Risk avoidance, Speculative risk, …
Life Accident and Health Insurance Basics
102 practice questions · Warranty, Material misrepresentation, Field underwriting, Application, …
Types of Life Insurance Policies
53 practice questions · Term life, Whole life, Universal life, Indexed life, …
Life Policy Provisions Options and Riders
105 practice questions · Automatic premium loan, Interest-only option, Fixed-period option, Life income option, …
Annuities
70 practice questions · Annuitant, Immediate annuity, Deferred annuity, Indexed annuity, …
Individual Accident and Health Provisions
68 practice questions · Misstatement of age, Insuring clause, Consideration clause, Conformity with statutes, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
56 practice questions · Exclusive provider organization, Capitation, Usual customary and reasonable, Precertification, …
Group Health Insurance
40 practice questions · Group eligibility, New entrants, Conversion repealed, State continuation, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
98 practice questions · Medicare Advantage, Standardized Medigap, Custodial care, LTC elimination period, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
