Free Group Health Insurance Practice Questions
Iowa Life, Accident & Health exam — 40 practice questions.
Subtopics: Group eligibility, New entrants, Conversion repealed, State continuation, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. An Iowa group life or health policy issued to a trust established by two or more employers in the same industry must cover at least how many persons at issue?
100
Iowa Code 509.1(5)(c) requires a multiple-employer or union trust policy to cover at least one hundred persons at date of issue.
2. Under Iowa Code 509.3, a group health policy must provide that new persons who become eligible:
Are added to the group from time to time
Iowa Code 509.3(1)(c) requires all new persons eligible in the group or class to be added from time to time.
3. When an Iowa employee leaves a job, Iowa's group health law (chapter 509B) provides which right?
Continuation under the group policy
Iowa Code 509B.3 provides continuation rights; the former group conversion section 509B.4 was repealed in 2006.
4. Iowa state continuation coverage may exclude which benefits?
Dental, vision, or prescription drug benefits
Iowa Code 509B.3(3) allows continuation to exclude dental, vision, prescription drug or other benefits in addition to accident or health benefits.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
