Free Kansas Life, Accident & Health Exam Practice Test
Series 12-KS-05 — The Kansas Life, Accident & Health producer exam is given by Pearson VUE (exam 12-KS-05) and covers general insurance concepts, life, accident & health policies, and Kansas insurance law and regulation.
140
Scored items (approx.)
150 min
Time limit
70%
Passing score
1031
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
222 practice questions · Regulatory department, Elected accountability, Lines of authority, License renewal, …
General Insurance Concepts
61 practice questions · Speculative risk, Physical hazard, Risk reduction, Insurable risk, …
Life Accident and Health Insurance Basics
124 practice questions · Insurable interest, Conditional receipt, Field underwriting, Premium factors, …
Types of Life Insurance Policies
55 practice questions · Variable contracts licensing, Variable products, Term life, Whole life, …
Life Policy Provisions Options and Riders
117 practice questions · Automatic premium loan, Assignment, Ownership rights, Convertible term, …
Annuities
67 practice questions · Deferred annuity, Annuitant, Joint and survivor, Surrender charge, …
Individual Accident and Health Provisions
84 practice questions · Change of occupation, Claim forms, Intoxicants and narcotics, Conformity with statutes, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
54 practice questions · Point of service, Fee-for-service, Capitation, UCR charges, …
Group Health Insurance
54 practice questions · Employer groups, Labor union groups, Open enrollment, Special enrollment, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
102 practice questions · Social Security disability, Hospice care, Skilled nursing, Medigap enrollment, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
