Free Group Health Insurance Practice Questions
Kansas Life, Accident & Health exam (series 12-KS-05) — 54 practice questions.
Subtopics: Employer groups, Labor union groups, Open enrollment, Special enrollment, State continuation, Conversion, Small employer definition, Eligible employee, Small employer purpose, Case characteristics, Blanket insurance, Characteristics, Underwriting, COBRA, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Under K.S.A. 40-2209, a Kansas group accident and health policy issued to an employer must insure at least how many employees?
Two
Group accident and health insurance may be issued to an employer insuring at least two employees for the benefit of persons other than the employer.
2. Under K.S.A. 40-2209, a group accident and health policy issued to a labor union must insure at least how many members?
25
A policy may be issued to a labor union with a constitution and bylaws insuring at least 25 members.
3. Under K.S.A. 40-2209, a Kansas group health open enrollment opportunity must last at least from the employee's date of initial eligibility until how many days later?
31 days
The open enrollment opportunity must be no less favorable than a period beginning on the date of initial eligibility and ending 31 days thereafter.
4. Under K.S.A. 40-2209, the special enrollment period for dependents after a marriage, birth or adoption must be at least:
30 days
A dependent special enrollment period shall be not less than 30 days, beginning on the later of when dependent coverage becomes available or the date of the event.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
