Free Maryland Life, Accident & Health Exam Practice Test
The Maryland Life, Accident & Health producer exam is given by Prometric (exam 2030) and covers general insurance concepts, life, accident & health policies, and Maryland insurance law and regulation.
130
Scored items (approx.)
150 min
Time limit
70%
Passing score
986
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
185 practice questions · Application fee, Misappropriation of premiums, Coercion, Boycott and intimidation, …
General Insurance Concepts
61 practice questions · Speculative risk, Physical hazard, Morale hazard, Unilateral contract, …
Life Accident and Health Insurance Basics
116 practice questions · Stock insurer, Mortality table, Domestic insurer, Foreign insurer, …
Types of Life Insurance Policies
63 practice questions · Group life grace period, Group life conversion, Converted policy type, Late conversion notice, …
Life Policy Provisions Options and Riders
104 practice questions · Entire contract (life), Fixed period settlement, Fixed amount settlement, Interest only settlement, …
Annuities
73 practice questions · Deferred annuity, Annuity (payout) phase, Joint and survivor, Period certain, …
Individual Accident and Health Provisions
78 practice questions · Change of beneficiary, Change of occupation, Misstatement of age (health), Conformity with state statutes, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
51 practice questions · Point of service, Gatekeeper, Capitation, Major medical, …
Group Health Insurance
46 practice questions · Adding children after spouse dies, State continuation length, State continuation eligibility, State continuation election, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
116 practice questions · Medicare eligibility, Part A financing, Levels of care, Inflation protection, …
Federal Tax Considerations
46 practice questions · Maryland LTC tax credit, Employer LTC tax credit, Life insurance, Annuities, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
