1. Maryland group life policies must give the policyholder a grace period for premiums (other than the first) of:

31 days

Group life policies must allow a 31-day grace period; the death benefit continues during it unless the policyholder gave written notice of discontinuance.

2. An employee leaves a job covered by Maryland group life insurance. To convert to an individual policy without evidence of insurability, the employee must apply and pay the first premium within:

31 days after termination

On termination of employment the insured may convert, without evidence of insurability, to any individual form except term by applying and paying within 31 days.

3. When converting Maryland group life coverage after leaving employment, the individual policy may be any form the insurer customarily issues EXCEPT:

Term insurance

The converted policy is, at the insured's option, any form customarily issued at that age and amount, except term insurance, without disability or supplementary benefits.

4. If a Maryland group insured is not given written notice of conversion rights at least 15 days before the conversion period ends, the insured gets an extra 15 days from receiving notice, but never more than how long past the original conversion period?

60 days

Without timely notice the insured has an additional 15 days from receiving written notice to convert, but the extension may not go beyond 60 days after the 31-day period expires.