Free Maine Life, Accident & Health Exam Practice Test
Series 12-ME-01 — The Maine Life, Accident & Health producer exam is given by Pearson VUE (exam 12-ME-01) and covers general insurance concepts, life, accident & health policies, and Maine insurance law and regulation.
136
Scored items (approx.)
210 min
Time limit
70
Passing score (scaled)
1066
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
221 practice questions · Coercion, Boycott, False advertising, Examination authority, …
General Insurance Concepts
61 practice questions · Moral hazard, Morale hazard, Conditional contract, Risk retention, …
Life Accident and Health Insurance Basics
109 practice questions · Mortality table, Premium factors, Participating policy, Mutual insurer, …
Types of Life Insurance Policies
53 practice questions · Term life, Whole life, Universal life, Indexed life, …
Life Policy Provisions Options and Riders
120 practice questions · Interest-only option, Fixed-period option, Life income option, Accelerated death benefit, …
Annuities
70 practice questions · Immediate annuity, Deferred annuity, Equity-indexed annuity, Surrender charge, …
Individual Accident and Health Provisions
91 practice questions · Notice of claim, Claim forms, Entire contract, Misstatement of age, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
90 practice questions · Flexible spending account, Capitation, Fee-for-service, Precertification, …
Group Health Insurance
51 practice questions · Adopted children, Small group, Small group rating, Guaranteed renewal, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
109 practice questions · Long-term care settings, LTC elimination period, Medigap open enrollment, Premium-free Part A, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
