Free Group Health Insurance Practice Questions
Maine Life, Accident & Health exam (series 12-ME-01) — 51 practice questions.
Subtopics: Adopted children, Small group, Small group rating, Guaranteed renewal, Market exit, State continuation, Group participation, Special enrollment, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Under a Maine group health policy, an adopted child is treated as newly born to the adoptive parents as of:
The date of the signed placement agreement
Section 2834 deems an adopted child newly born to the adoptive parents from the date of the signed placement agreement, and preexisting conditions may not be excluded.
2. Under Maine's small group health law, an eligible group is a business that employed an average of how many eligible employees in the preceding calendar year?
50 or fewer
Section 2808-B(1)(D) defines an eligible group as one that employed an average of 50 or fewer eligible employees during the preceding calendar year.
3. For Maine small group health plans, an eligible employee is one who works a normal work week of at least:
30 hours
Section 2808-B(1)(C) defines an eligible employee as a full-time employee with a normal work week of 30 hours or more; employers may elect to include part-time employees working 10 or more hours.
4. A Maine small group carrier's minimum participation requirement may not exceed:
75%
Section 2808-B(4)(A) requires plans to be offered to all eligible groups meeting minimum participation requirements, which may not exceed 75%, excluding employees with other coverage.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
