Free Michigan Life, Accident & Health Exam Practice Test
Series 16-80 — The Michigan Life, Accident & Health producer exam is given by PSI (exam 16-80) and covers general insurance concepts, life, accident & health policies, and Michigan insurance law and regulation.
150
Scored items (approx.)
150 min
Time limit
75%
Passing score
957
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
183 practice questions · Regulatory authority, Director, Continuing education, Ethics requirement, …
General Insurance Concepts
62 practice questions · Contract of adhesion, Aleatory, Utmost good faith, Consideration, …
Life Accident and Health Insurance Basics
103 practice questions · Insurable interest, Morbidity, Adverse selection, Underwriting, …
Types of Life Insurance Policies
64 practice questions · Universal life, Group life, Group life conversion, Term life, …
Life Policy Provisions Options and Riders
101 practice questions · Grace period, Incontestability, Waiver of premium, Accelerated death benefit, …
Annuities
72 practice questions · Annuity purpose, Tax deferral, Fixed annuity, Variable annuity, …
Individual Accident and Health Provisions
81 practice questions · Entire contract, Grace period, Notice of claim, Proof of loss, …
Disability Income Insurance
33 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
51 practice questions · HMO, PPO, Deductible, Coinsurance, …
Group Health Insurance
42 practice questions · Small employer plans, Special enrollment, Characteristics, Underwriting, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
107 practice questions · Medicare Part A, Medicare Part B, Medigap purpose, Medigap free look, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
