Free Group Health Insurance Practice Questions
Michigan Life, Accident & Health exam (series 16-80) — 42 practice questions.
Subtopics: Small employer plans, Special enrollment, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. For Michigan small employer group health purposes, a small employer is one that employed an average of:
1 to 50 full-time employees
MCL 500.3701 defines a small employer (since 2018) as one employing an average of at least 1 but not more than 50 full-time employees in the preceding calendar year.
2. Under Michigan's small employer law, an eligible employee is one who works full time with a normal workweek of at least:
30 hours
MCL 500.3701 defines an eligible employee as a full-time employee with a normal workweek of 30 or more hours; an employer may uniformly include those working 17.5 to 30 hours.
3. A small employer carrier may require up to 100% participation of employees seeking coverage only for a small employer with:
10 or fewer eligible employees
MCL 500.3709(2) allows up to 100% participation for 10 or fewer eligible employees, 75% for 11 to 25, and 50% for 26 to 50.
4. For a small employer with 26 to 50 eligible employees, a carrier's minimum participation rule may require enrollment of up to:
50% of the employees
MCL 500.3709(2)(c) caps the participation requirement at 50% for small employers with 26 to 50 eligible employees.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
