Free North Carolina Life, Accident & Health Exam Practice Test
The North Carolina Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and North Carolina insurance law and regulation.
70%
Passing score
389
Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
38 practice questions · Elected commissioner, Department mission, CE hours, License continuation, …
General Insurance Concepts
34 practice questions · Insurable interest timing life, Warranty vs representation, Concealment, Law of large numbers, …
Life Accident and Health Insurance Basics
64 practice questions · Field underwriting, Conditional receipt, Warranty of insurability, Stock vs mutual, …
Types of Life Insurance Policies
32 practice questions · Term life, Whole life, Universal life, Indexed life, …
Life Policy Provisions Options and Riders
50 practice questions · Grace period, Incontestability, Suicide provision, Automatic premium loan, …
Annuities
33 practice questions · Purpose, Deferred annuity, Variable annuity, Annuitization, …
Individual Accident and Health Provisions
35 practice questions · Notice of claim, Claim forms, Proof of loss, Grace period health, …
Disability Income Insurance
17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …
Medical Plans
23 practice questions · HMO basics, PPO basics, Deductible and coinsurance, HDHP and HSA, …
Group Health Insurance
13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …
Dental Insurance
4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage
Senior and Special Needs
38 practice questions · Medicare overview, Medicare supplement standardization, Long-term care, Medicaid, …
Federal Tax Considerations
8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
