Free North Carolina Life, Accident & Health Exam Practice Test
North Carolina does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life and A&H exams (plus a separate Medigap/LTC supplemental exam)). This practice test combines the life, accident & health topics with North Carolina insurance law so you can prepare for the exams you will actually take.
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Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
200 practice questions · Elected commissioner, Department mission, CE hours, License continuation, …
General Insurance Concepts
65 practice questions · Insurable interest timing life, Warranty vs representation, Concealment, Law of large numbers, …
Life Accident and Health Insurance Basics
126 practice questions · Field underwriting, Conditional receipt, Underwriting purpose, Stock vs mutual, …
Types of Life Insurance Policies
57 practice questions · Industrial life, Credit life, Survivorship funds, Variable life free look, …
Life Policy Provisions Options and Riders
92 practice questions · Grace period, Incontestability, Suicide provision (NC), Automatic premium loan, …
Annuities
66 practice questions · Purpose, Deferred annuity, Variable annuity, Annuitization, …
Individual Accident and Health Provisions
79 practice questions · Notice of claim, Claim forms, Proof of loss (NC), Grace period health, …
Disability Income Insurance
36 practice questions · Relation of earnings to insurance, Preexisting conditions in DI, Presumptive blindness, Purpose, …
Medical Plans
55 practice questions · HMO basics, PPO basics, Deductible and coinsurance, HDHP and HSA, …
Group Health Insurance
51 practice questions · Blanket coverage, Franchise insurance, Group replacement, Employer premium default, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
104 practice questions · Medicare overview, Medicare supplement standardization, Long-term care, Medicaid, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
