Free Senior and Special Needs Practice Questions
North Carolina Life, Accident & Health exam — 104 practice questions.
Subtopics: Medicare overview, Medicare supplement standardization, Long-term care, Medicaid, Preexisting conditions over 65, Medigap outline of coverage, Medigap free look, Medigap preexisting conditions, Attained-age disclosure, Medigap for disabled under 65, Medigap after managed care, Medigap replacement commissions, Medigap advertising, SHIIP, LTC free look, LTC renewability, LTC prior hospitalization, LTC preexisting conditions, LTC levels of care, LTC prior institutional stay, LTC nonforfeiture offer, LTC suitability, LTC worksheet timing, LTC outline of coverage, LTC Partnership training, LTC Partnership ongoing CE, Medicare supplement caution, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicare supplement, Medicare eligibility, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, Tax-qualified LTC, Levels of care, Assisted living, Medicare Advantage, Medicare enrollment, Social Security
Read the Senior and Special Needs study guide
Sample questions & answers
1. Medicare is primarily a federal health program for people who are:
65 or older, or with certain disabilities
Medicare is a federal program serving individuals age 65 and older, as well as certain younger people with disabilities or end-stage renal disease.
2. Medicare supplement (Medigap) plans sold in North Carolina are:
Standardized, so each lettered plan is the same
Medicare supplement plans are standardized; a plan of a given letter provides the same core benefits regardless of insurer, with North Carolina regulating their sale.
3. Long-term care insurance primarily helps pay for:
Help with daily living activities over a long period
Long-term care insurance covers extended custodial and skilled care, such as help with bathing, dressing, and eating, that Medicare generally does not cover.
4. Medicaid differs from Medicare primarily in that Medicaid is:
Needs-based and jointly funded with the states
Medicaid is a needs-based assistance program jointly funded by federal and state governments, providing health coverage to eligible low-income individuals.
All Life, Accident & Health topics
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
